Loan Programs

Commercial Loans


We have the highest regard for the small commercial loan

$10,000 to $2 Million or more!
Quick Funding – Ten Days or Less!

We base our loan qualifications on the property value
not on the borrower’s credit

Customized Loan Programs
Direct Lender
Fast Answers

  • Shopping Centers
  • Mixed Use
  • Retail – Single & Multi-Tenant
  • Light Industrial
  • Office Buildings
  • 5 + Residential Units
Easy Documentation*
No Appraisals, environmental studies*
No Financial statements, tax returns*
Credit Problems: No problem* *(depending on loan-to-value ratio).
  • Fully amortized to 15 years
  • Fixed Rates Only
  • Refinance or purchase
  • First and second mortgages
  • No balloon payments
  • No prepayment penalties
  • Optional payment reductions
  • Strip or Free-standing Retail
  • Apartments & Multi Family
  • Offices & Light Industrial
  • Motels & Restaurant Sites
  • Nursing & Retirement Homes
  • Churches & Temples
  • Mixed Use & Non conforming

COMMERCIAL REAL ESTATE LOANS

CUSTOMIZED TO $1,750,000

PROPERTY
TYPE

MAXIMUM
REFI LTV

MINIMUM
VARIABLE RATE

Retail

75%

8.75%

Commercial

75%

8.75%

5 + Units

75%

8.75%

Mixed-Use

75%

8.75%

Industrial

75%

8.75%

PURCHASES TO 805 LTV
NON SBA LOANS

LOAN PACKAGE Requirements

1) 1003 Application with Schedule of Real Estate and Credit Authorization or TRW
2) Last Two Years Federal Tax Returns for Each Borrower or Entity
3) Purchases: Rent Roll & Copy of Purchase Agreement / Escrow Instructions
4) Refinances: Rent Roll & Copy of Leases or Rental Agreements
5) Photos (Polaroids Acceptable) of Subject Property

21 Day Funding Available

*These Programs Are Guidelines Only! Please Call For Terms and Pricing.

 

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PACIFIC MORTGAGE BROKER
(866) 323-4722
E-Mail: pacificmor@aol.com
eFax: (800) 878-6549

California

25255 Cabot Road, Suite 202

Laguna Hills, CA 92653

PHONE: (949) 859-7390

FAX: (949) 859-7196

Nevada
3790 S. Paradise Road
Suite 125
Las Vegas, Nevada 89109

PHONE: 702-838-7600

FAX: 702-838-7603
Hawaii
1177 Queen Street
Suite 3404
Honolulu, HI 96813

PHONE: 808-664-7295