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Commercial Loans
We have the highest regard for the small
commercial loan

$10,000 to $2 Million or more!
Quick Funding – Ten Days or Less!
We base our loan qualifications on the
property value
not on the borrower’s credit
Customized Loan Programs
Direct Lender
Fast Answers
- Shopping Centers
- Mixed Use
- Retail – Single & Multi-Tenant
- Light Industrial
- Office Buildings
- 5 + Residential Units
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Easy Documentation* |
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No Appraisals, environmental
studies* |
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No Financial statements, tax
returns* |
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Credit Problems: No problem*
*(depending on loan-to-value ratio). |
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- Fully amortized to 15 years
- Fixed Rates Only
- Refinance or purchase
- First and second mortgages
- No balloon payments
- No prepayment penalties
- Optional payment reductions
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- Strip or Free-standing Retail
- Apartments & Multi Family
- Offices & Light Industrial
- Motels & Restaurant Sites
- Nursing & Retirement Homes
- Churches & Temples
- Mixed Use & Non conforming
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COMMERCIAL REAL ESTATE LOANS
CUSTOMIZED TO $1,750,000
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PROPERTY
TYPE |
MAXIMUM
REFI LTV |
MINIMUM
VARIABLE RATE |
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Retail |
75% |
8.75% |
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Commercial |
75% |
8.75% |
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5 + Units |
75% |
8.75% |
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Mixed-Use |
75% |
8.75% |
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Industrial |
75% |
8.75% |
PURCHASES TO 805 LTV
NON SBA LOANS
LOAN PACKAGE Requirements
- 1) 1003 Application with Schedule of Real Estate and Credit
Authorization or TRW
- 2) Last Two Years Federal Tax Returns for Each Borrower or Entity
- 3) Purchases: Rent Roll & Copy of Purchase Agreement / Escrow
Instructions
- 4) Refinances: Rent Roll & Copy of Leases or Rental Agreements
- 5) Photos (Polaroids Acceptable) of Subject Property
21 Day Funding Available
*These Programs Are Guidelines Only! Please Call For
Terms and Pricing.
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